Built for African subscription businesses

Every failed payment,
quietly recovered.

African subscription businesses lose ~9% of MRR to failed payments. PayRegain wins 50–70% of it back with smart retries, WhatsApp dunning and payday-aware scheduling — plus managed subscriptions and hosted checkout, so you keep getting paid.

FREE TIER · NO CARD REQUIRED · 5-MIN SETUP

app.payregain.com/dashboardLIVE
Recovered this monthR0
▲ 23.4%
WK 1WK 2WK 3WK 4
Recovery feed
Payment recovered — R499Retry #2 succeeded · 2 min ago
WhatsApp nudge deliveredCard expiring · read 0:41 ago
Retry scheduled — paydayFri 25th, 08:00 SAST
Recovery rate68.2%
WORKS WITHPAYSTACK·YOCO·FLUTTERWAVE·OZOW·STRIPE·PEACH·
WORKS WITHPAYSTACK·YOCO·FLUTTERWAVE·OZOW·STRIPE·PEACH·
01 — The toolkit

Recovery infrastructure, not just retry loops.

Smart payment retries

The engine reads decline codes and schedules retries around paydays, weekends and optimal hours — SA and Nigeria payroll calendars built in.

FAILED
RETRY 1
PAYDAY
RECOVERED

WhatsApp dunning

90%+ open rates. Reach customers where they actually read.

Hi Thandi 👋 your payment for GymFlow didn't go through. Update your card here — takes 30s.
Done ✓

Recovery analytics

A live ledger of every rand saved — by channel, cohort and decline code.

RETRIES
WHATSAPP
EMAIL

Branded email sequences

Drag-and-drop editor, your logo and tone, A/B tested subject lines that drive card updates.

Bank-grade security

AES-256 at rest, signed webhooks, SOC 2 practices. Your customers' data stays sealed.

African-first, always

Native Paystack, Yoco, Flutterwave and Ozow support. ZAR and NGN billing. Payday calendars that match reality on the ground.

02 — The platform

Recovery first. Then everything around getting paid.

Connect your provider once. Dunning runs automatically — and the same connection powers your subscriptions and checkout pages.

THE CORE

Payment recovery

Every failed charge enters a dunning sequence automatically — decline-code-aware retries, WhatsApp and email nudges, a hosted card-update page. You do nothing; the revenue comes back.

SMART RETRIESWHATSAPP + EMAILCARD-UPDATE PAGE
charge.failed — R499
INSUFFICIENT_FUNDS
Sequence: Smart Recovery
STEP 2 / 4 · PAYDAY
Recovered — R499
RETRY #2 ✓
PILLAR 02

Subscription management

Run recurring billing on your own gateway. Create, pause, resume and cancel subscriptions — every one already covered by dunning the moment a charge fails.

GymFlow Pro — R499/monext billing 25 Jul · visa ····4242
ACTIVE
Meal Plan — R299/moin dunning · retry Fri 08:00
PAST DUE
Coaching — R1,200/qtrpaused by merchant · resumes anytime
PAUSED
PILLAR 03

Hosted checkout pages

Spin up a payment page in seconds — one-off or recurring, on Paystack or Payfast. Share it as a link, over WhatsApp, or as a QR code.

GymFlow Pro — Monthlypay.payregain.com/gymflow/pro
R499
Pay R499 →
LINKWHATSAPPEMAILQR CODE
03 — The pipeline

Failed payment in. Revenue out.

01

Connect

Link Paystack, Yoco or Stripe in minutes. We listen for failed-payment webhooks automatically.

02

Schedule

Decline codes are analyzed and retries land around paydays, weekends and optimal hours.

03

Nudge

WhatsApp and email sequences nudge customers to update cards before the next retry fires.

04

Recover

Recovered revenue flows into your live dashboard. Optimize with A/B-tested campaigns.

0%of MRR lost to failed payments
0%recovery rate with PayRegain
R0.0M+recovered for clients
0haverage time to first recovery

Simple, Transparent Pricing

Built for African subscription businesses. Start free, scale as you grow — no setup fees, cancel anytime.

Free

R0/month

See how much revenue you're losing

  • 1 payment provider (webhook only)
  • 50 failures tracked/month
  • Decline analytics dashboard
  • 7-day audit log
  • Smart retries
  • Dunning emails / SMS / WhatsApp

Starter

R299/month

Start recovering lost revenue

  • Everything in Free, plus:
  • Smart payment retries
  • 2 000 emails/month
  • 500 SMS/month
  • 500 WhatsApp/month
  • Unlimited dunning sequences
  • Unlimited custom email templates
  • Visual drag-and-drop email editor
  • Payment update page
  • 2 team members
Most Popular

Growth

R899/month

Multi-provider recovery for growing teams

  • Everything in Starter, plus:
  • 3 payment providers (Paystack + Flutterwave + Ozow)
  • 1 500 failures/month
  • 10 000 emails/month
  • 2 500 SMS & 2 500 WhatsApp/month
  • Custom branding
  • 5 team members
  • 365-day analytics retention

Scale

R2,499/month

Unlimited recovery for high-volume operators

  • Everything in Growth, plus:
  • Unlimited payment providers
  • Unlimited failures
  • 35 000 emails/month
  • 7 500 SMS & 7 500 WhatsApp/month
  • 20 team members
  • Full API access
  • Priority support

All prices in ZAR. Billed monthly via Paystack. No setup fees.

Stop donating revenue to failed payments.

Set up in minutes. Your first recovered payment usually lands within 48 hours.

FREE TIER AVAILABLE · NO CREDIT CARD REQUIRED